September 2016
One of the most attractive advantages of a captive insurance company over traditional insurance is that the captive can underwrite almost any type of risk the captive owner desires. The important qualification is that it must be commercially reasonable—but it doesn’t have to be commercially available. In fact, this very advantage drives many to establish...
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Despite their advantages, it is important to point out that captives are not right for every organization. Unfortunately, this doesn’t keep promoters from convincing organizations to use captives in inadvisable ways. I am continually surprised at how many organizations are led to believe they can use a captive in ways that range from being wrong...
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There are many reasons an organization chooses to form a captive. The best way to fully understand the specific opportunities and benefits for your particular organization is to consult with a risk management advisor who has expertise in the captive, traditional, and the alternative risk transfer insurance markets. Such a professional would likely gather some...
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Risk Management Advisors Inc.

444 W. Ocean Blvd, Suite 1250
Long Beach, CA 90802

New York Office:
RMA Insurance Services, Inc.
244 Fifth Avenue, Ste J248
New York, NY 10001
Phone: (562) 472-2846
Fax: (562) 435-7886